I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method.  I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others.  I am not an employee of YNAB, and all non-YNAB-related opinions and recommendations are my own.  My views do not reflect the views of YNAB and its employees or its affiliates.  I am also not a financial advisor or counselor.  I am an awesome coach that does not use a whistle!