Why Coach Joe Thinks You Need a Budget Coach
You Want Your Money To Work For You
Your bank balance tells you how much money you have, but it does not tell you what your money needs to do for you. You need a budget coach to help you give your money a job and work for you.
You Want To
Get Out Of Credit Card Debt
Credit card debt restricts what you get to do with your money. You need a budget coach to help you get out of and then stay out of debt.
You Want To Plan For Those Non-Monthly Expenses
Purchasing gifts for others happens on a regular schedule. You need a budget coach to help you plan for those expenses on a more regular schedule.
You Want A Budget That Changes With You And Your Season Of Life
Budgets do not have to be rigid. They are only your best guess at that time. You need a budget coach to help you roll with the punches, make changes, and feel successful with your money.
You Want To Plan For Those Unplanned Events
We love our pets but don't love those emergency vet bills. You need a budget coach to help you plan for those unexpected events like vet visits or your car breaking down.
You Want To Stop Living Paycheck-T0-Paycheck
Losing sleep at the end of the month as your bank balance approaches zero creates unneeded stress. You need a budget coach to help you break the paycheck-to-paycheck cycle.
I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB-related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates. I am also not a financial advisor or counselor. I am an awesome coach that does not use a whistle!